Legal Notices / Terms and Conditions of Use

1. Consent

Please read the following Legal Notices and Terms and Conditions of Use of Banque Louis SA carefully before accessing our website and the website of Banque Louis Group companies. By accessing the Banque Louis website, you declare that you understand and fully accept the Terms and Conditions of Use. If you do not understand or do not accept one or more of the provisions of the Terms and Conditions of Use, please leave the Banque Louis website.

Banque Louis SA reserves the right to change these Terms and Conditions of Use from time to time. The Terms and Conditions are subject to change at any time without notice and use of the website may be restricted at any time. Therefore, please read these Terms and Conditions of Use whenever you access the Banque Louis website and check whether you also agree with the new version. If you do not understand or do not accept one or more of the provisions of the present Terms and Conditions of Use, please leave the Banque Louis website.

2. Legal restrictions

The Banque Louis website must not be accessed by natural persons and legal bodies subject to any jurisdiction (in particular on the basis of their nationality and/or residence) prohibiting publication of the contents of the Banque Louis website or access to the Banque Louis website (for whatever reasons). Some services and products of Banque Louis SA may not be registered or licensed under the applicable legal and regulatory provisions governing financial service providers in certain countries, including the United States, the United Kingdom of Great Britain and Northern Ireland (UK), Ireland, the British Virgin Islands and Spain. Individuals and/or institutions to whom such restrictions apply are prohibited from accessing the Banque Louis website.

3. No offer

The information, products, data and opinions published on the Banque Louis website neither constitute an advertisement or a recommendation, solicitation, offer or invitation to submit an offer, to purchase or sell any investment instruments, to perform any other transactions or to conclude any other legal transactions. The financial products mentioned on this site are not suitable for all investors. They are merely for information purposes. It cannot be ruled out that the investment instruments and services described are not suitable or not available for you.

4. No advice

The information and opinions published on the Banque Louis website are not to be construed as investment advice or any kind of advice on legal, tax, financial or other issues. They are not suitable as a basis for making decisions. Prior to making investment decisions, we recommend that you take careful consideration and seek advice from one of our qualified experts.

5. No warranty

Banque Louis provides no warranty (neither express nor implicit) that the information and opinions published on the Banque Louis website are correct, complete, true and up-to-date. In particular, Banque Louis is in no way obliged to update outdated information or opinions, remove them from the Banque Louis website or mark them accordingly. The information and opinions on the Banque Louis website are subject to change at any time without notice.

Banque Louis also assumes no responsibility and gives no warranty that the Banque Louis website will function without error or interruption, and that the Banque Louis website and all other components used in accessing the Banque Louis website contain no harmful elements (particularly viruses).

We wish to point out that the past performance of an investment instrument is not necessarily indicative of its performance in the future. Moreover, investments in foreign currencies are subject to exchange rate fluctuations. Also, distributions in connection with an investment instrument may vary. Banque Louis provides no warranty for the increase or maintenance of the value of investment instruments and the amount of future distributions.

6. No liability

To the maximum extent permitted by current Swiss law, Banque Louis SA,, including its directors, agents, employees and sub-contractors, disclaim all liability for damages of any kind whatsoever (including consequential losses) arising directly or indirectly from access to the Banque Louis website except where there is intent or gross negligence.

Banque Louis also accepts no liability for the following events and occurrences: loss of revenue, profits, savings or other economic loss arising from accessing the Banque Louis website, even if the possibility of such loss or damage was indicated or if such loss or damage was foreseeable.

7. Ownership rights

All content published on the Banque Louis website remains protected by copyright and intangible property rights and is the property of Banque Louis SA or a third party.

The downloading or printing of elements of the Banque Louis website does not involve the transfer of any rights whatsoever, particularly no rights relating to software, trademarks or elements of the Banque Louis website. Unless expressly agreed in writing and approved by the official agents of Banque Louis SA, it is prohibited to copy, transfer or sell the website or components thereof or to transfer any components of the website to other written documents. Notices relating to copyrights and trademarks must neither be changed nor removed. The reproduction of elements of the Banque Louis website in whole or in part, in whatever form (particularly in electronic or printed form), is only allowed if the corresponding authorisation has been obtained. The publication of reproduced elements of the Banque Louis website is only allowed with the prior written consent of Banque Louis SA and with full acknowledgement of the source.

8. Possible conflicts of interest

It is possible that Banque Louis SA itself and/or its directors, management staff and employees may have invested, are investing or will invest in investment instruments with respect to which the Banque Louis website contains information or opinions. Moreover, it is possible that Banque Louis SA provided, is providing or will provide services to the contractual partners and/or the issuers of such investment instruments, e.g. in the field of financial services. Furthermore, it cannot be ruled out that employees, management staff or directors of Banque Louis SA engaged, are engaged or will engage in activities for the contractual partners and/or issuers of such investment instruments, e.g. as directors. Banque Louis SA itself or its directors, management staff and employees could therefore have an interest in the future performance of investment instruments.

9. Links to other websites

The Banque Louis website contains links to websites, which are not reviewed, monitored or offered by Banque Louis SA. Should you activate such links, you leave the Banque Louis website. Banque Louis SA has not investigated and is not responsible for the content of these websites. Should you activate a link, you do so at your own risk.

10. Applicable law/place of jurisdiction

The use of the Banque Louis website as well as these Terms and Conditions of Use and Legal Notices are subject to Swiss law. The exclusive place of jurisdiction is Zurich.

Please also read our Privacy Policy, which provides information on our handling of personal data.